Currency LBP
Loan amount Up to 15 times your salary with a maximum of LBP 30,000,000
Period Up to 4 years
Interest rate BRR + 5.5%  |  Minimum 15%  |  Currently 18.99% 
Renewed annually as per the BRR
File fees 0.5% of loan amount | minimum $75, maximum $200
Stamp fees 1.5‰ of the total of the 12 monthly installments taken each year
Commission fees 0
Prepayment option
  • Prepayment option: Accepted
  • Prepayment commission and penalty:4.5% of the remaining balance
  • Minimum advanced payment: 1 note

  • Requirements

    • Salary domiciliation: Required at BSL BANK
    • Monthly installment: Not to exceed 33% of the monthly income or 45% if housing loan installments exists 
    • Minimum acceptable age: 21 years
    • Maximum acceptable age: Not exceed 64 at the maturity of the loan
    • Minimum years of experience: Employed for more than 2 years or self-employed for more than 2 years, with at least 2 years of profit
    • Personal guarantee: Required on a case-by-case basis
    • Other guarantees: Required Mortgage or cash collateral for loan amount greater than LBP 30,000,000


    • Requirement for life insurance: Required
    • Type of life insurance: Death, Permanent Total Disability and Passive War
    • Life insurance coverage: 100% of the gross loan amount
    • Life insurance bought from: BSL BANK
    • Life insurance premium paid by: The client | 1 shot
    • Life insurance payment method: Paid upfront
    • Insuring company: Allianz-SNA or North assurance or AXA Middle East Life or Commercial Assurance or Al Mashrek

    Documents needed

    • Identity card or recent individual civil status certificate (3 months old maximum).
    • Recent family register certificate (3 months old maximum).
    • Recent proof of residence: mayor certificate or electricity bill in the name of the applicant (6 months old maximum).
    • Copy of the apartment title deed or renting agreement.
    • For employees:
      Authenticated salary certificate (specifying the position, employment starting date, NSSF number, monthly salary).
      Statement of account for the past 6 months  showing the salary domiciliation if any. 
    • For employees:
      Balance sheet for the past 3 years
      Statement of account for the past 12 months
      Copy of the premises title deed or renting agreement
      Commercial circular (if applicable) 

    Services bundled

    • E-banking
    • Moment Loyalty Program

    Interested? Let us call you back


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