BSL BANK Personal Loan in LBP - 15 times your salary


Currency LBP
Maximum loan amount Up to 15 times your salary with a maximum of LBP 30,000,000
Maximum period 4 years for LBP
Interest rate LBP:
BRR + 5.5%  |  Minimum 15%  |  Currently 17.44%               
Interest type Floating rate
File fees
  • File fees: 0.5% of the loan amount, a minimum of LBP 75,000
  • File fees charging period:Taken once at beginning
  • File fees payment method: Outside payment schedule
  • Stamp fees 1.5‰ on schedule of payment taken only once
    Commission fees 0
    Prepayment option
  • Prepayment option: Accepted
  • Prepayment commission and penalty:0
  • Minimum advanced payment: 1 note

  • Requirements

    • Salary domiciliation: Required at BSL BANK
    • Monthly installment: Not to exceed 33% of the monthly income or 45% if housing loan installments exists 
    • Minimum acceptable age: 21 years
    • Maximum acceptable age: Not exceed 64 at the maturity of the loan
    • Minimum years of experience: Employed for more than 2 years or self-employed for more than 2 years, with at least 2 years of profit
    • Personal guarantee: Required on a case-by-case basis
    • Other guarantees: Required Mortgage or cash collateral for loan amount greater than LBP 30,000,000


    • Requirement for life insurance: Required
    • Type of life insurance: Death, Permanent Total Disability and Passive War
    • Life insurance coverage: 100% of the gross loan amount
    • Life insurance bought from: The bank
    • Life insurance premium paid by: The client | 1 shot
    • Life insurance payment method: Paid upfront
    • Insuring company: Allianz-SNA or North assurance or AXA Middle East Life or Commercial Assurance

    Documents needed

      Applicant’s personal documents:

    • Certificate of individual status or copy of identity card
    • Recent family status certificate (3 months old maximum)
    • Recent proof of residence: mayor certificate or electricity bill in the name of the applicant (6 months old maximum)
    • Copy of the apartment location title deed or renting contract 

    • Applicant’s proof of income documents:
      For employees:

    • Authenticated salary certificate (specifying the position, the employment starting date and the monthly salary)
    • NSSF (National Social Security Fund) historical report or mention the number of the NSSF on the salary certificate
    • Statement of account for the past 6 months showing the salary domiciliation if any 

    • For self-employed:

    • Balance sheet for the past 3 years
    • Copy of the bank account statement for the past year
    • Copy of the commercial circular (If applicable)
    • Copy of the company location title deed or renting contract 

    Services bundled

    • E-banking
    • Moment Loyalty Program
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