Finance and grow your small or medium sized business, BSL BANK Kafalat loan offers long-term financing with rates subsidized by the Central Bank of Lebanon. You'll also get a grace period before you start repayments and free advice to help you get the most out of your financing and build the business you've been dreaming of.
Conditions / Eligibility
To finance a new project - To finance equipment purchase
Small- and medium-sized industries mainly in technology, tourism, agriculture and handicrafts sectors
Term loan repaid over 7 years maximum, through equal monthly installments Includes a grace period varying between 6 to 12 months
40% TB 1 year + 3%
Applicant should be a Lebanese national for over 10 years Institutions established 2 years ago minimum Feasibility study and a complete business plan Number of employees should not exceed 40
Empowers SME/SMI to quickly accomplish goals with competitive funding rates Offers the advice and assistance needed to move ahead with the funding
Preferential interest rate in LBP - Flexible repayment period - Fast approval timeline
Maximum LBP 300 million
SME, SARL and SAL
40% of Treasury Bills Yield of 1 year + 3%
FCY: Libor (1year) + 5.5%
Up to 7 years
Grace period of 6 to 12 months
No Maximum or Minimum
SME, SARL, and SAL
LBP 40 % of Treasury Bills Yield + 3% Max (revisable annually)
Circ 23: LBP 40% Treasury Bills Yield + 3.3% Max
15 years maximum excluding grace period
Grace period of minimum 6 months to maximum 4 years
No quarterly commissions, upfront fees, or commitment fees on unused balance
With the BSL BANK Incentive long term loan, finance the expenses of your activity like launching a new product or service, opening a new outlet or upgrading your equipment - without compromising your cashflow and liquidity.
If you're working in the industrial sectors, agriculture, tourism, IT or artisan BSL BANK subsidized loan offers long term financing with subsidized by BDL to boost your business and maximize your profits.