Efficient day-to-day banking services

  • Interest earned on your current account
  • No commission on cash deposit
  • Reduced commission on check deposit 
  • Free monthly checkbook
  • Free installation of Point Of Sale (POS) machine
  • Free debit and credit cards, free SMS 
  • Free domiciliation of utility bills 
  • And much more 

A partnership that will support your practice

  • Overdraft facility to enlarge your stock of products or take advantage of special promotions from suppliers 
  • Preferential conditions on financing solutions and incentive loans to help you acquire a new pharmacy or renovate your current one 

Detailed terms

   Day-to-day banking rates and conditions
Cash deposit 
  • No commission 
  • Value dates: +1 working day in LBP, +5 working days in USD
 Checks
  • 1 free 25-page checkbook per month
  • Check deposit value dates: +3 working days in LBP, +4 working days in USD
  • Check deposit commission: LBP 1,000 or USD 0.75
 Cards
  • Free business debit card Visa Electron
  • Free business Titanium credit card (without Priority Pass) issued 6 months after account activation, with auto-repayment from the current account
  • Reduced interest rate on the Titanium credit card
  • Free subscription to the SMS notification service on the debit and the credit card
Online banking
Free
Bills domiciliation Free domiciliation of 3 utility bills
Statement of account 50% discount on applicable rates
Point of Sale (POS) machine 
  • Free installation
  • Monthly fee: USD 5 + VAT
  • Commission rate: 1.75% for MasterCard and Visa, 3.25% for American Express



  Current accounts and interest rates
Currency  Up to 2 current accounts, in LBP and in USD 
Monthly fee LBP 9,000 or USD 6
Interest earned

Current account is interest-bearing with interest calculated monthly:
If balance < LBP 3 million = 1%
If balance > LBP 3 million = 2.5%
If balance < USD 2,000 = 1%
If balance > USD 2,000 = 2.5%




  Financing facilities
Incentive loan
  • Currency:USD
  • Reduced interest rate 
Credit facility/Overdraft
  • Up to LBP 15,000,000 or USD 10,000 
    Subject to eligibility criteria 
  • Interest rate
    For LBP: 9% + 2‰ commission 
    For USD: 7% + 2‰ commission

  Preferential treatment 
Details 
  • No initial file fees for personal loans, car loans and housing loans
  • Reduced life insurance fee on housing loans
  • Increased creditor rates for new term deposits